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FHA Mortgage
Many first time homeowners are choosing to consider FHA insured loan programs which can permit an easier time to qualify for a mortgage loan with as little as 3.5% down payment limiting your upfront costs.
Conventional Fixed Rate Mortgage
Conventional fixed rate loans are offered up to a 30 year term and are made available through government sponsored organizations known as Fannie Mae and Freddie Mac. The fixed rate and payments are fixed for the life of the loan dependent upon the term selected.
VA Home Mortgages
VA homes are available to help veterans, active duty military, National Guard, reservists, and surviving spouses to afford the homes they deserve. The Department of the Veterans Affairs determines the eligibility dependent upon the length and type of service by the service member.
Adjustable Rate Mortgage (ARM)
ARM loan are loans based upon market indexes that become adjustable after a fixed rate period between 5, 7 or 10 years. The interest rate could go up or down dependent upon the market factors. Typically starting ARM rates can be lower than traditional fixed rate mortgages.
Downpayment Assistance
Are you a homeowner in search of the perfect home, but are confused about the different options available when it comes to home financing?
About Us
GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years.
Loan Products
Contact one of our experienced Loan Professionals today to find out more about how GEM Mortgage can help choose the perfect home loan option for your financing needs.
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844-959-0618
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Write to us at:
Golden Empire Mortgage, Inc.
ATTN: CCPA Clerk
2659 Townsgate Road, Suite 236
Westlake Village, CA 91361
Mortgage Calculators
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Monthly Payment
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Refinance
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Affordability
This calculator computes the finance amount, based upon income, expenses, credit rating and other factors to determine how much home can I afford.
What they're saying about GEM...
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I had a great experience working with Fidel! He was extremely professional, knowledgeable, and most importantly, his communication was amazing. He was always available to answer his phone and respond to any questions, which made the entire lending process so much smoother and less stressful. Having ...Jessica Gil Aguilera
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Melissa made it great. Her hustle to get it done for you is second to none!Michael Calderwood
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Todo me atendieron muy bien y me alludaron en todo estoy contento con todoSergio Alcala Alcala
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Thomas made me feel very at ease after having a difficult time with a prvious lender. Made sure every question was asked and answeredMargarita Argumedo
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The team from Terry Bleecker, who worked closely with me to the underwriters who helped guide me to my goal of the refinance.Alan Herman
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Terry is not only very knowledgeable and professional, he also goes the extra mile to make sure I'm taken care of. Just a pleasure to work with!Thomas Flynn
4.94
