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FHA Mortgage
Many first time homeowners are choosing to consider FHA insured loan programs which can permit an easier time to qualify for a mortgage loan with as little as 3.5% down payment limiting your upfront costs.
Conventional Fixed Rate Mortgage
Conventional fixed rate loans are offered up to a 30 year term and are made available through government sponsored organizations known as Fannie Mae and Freddie Mac. The fixed rate and payments are fixed for the life of the loan dependent upon the term selected.
VA Home Mortgages
VA homes are available to help veterans, active duty military, National Guard, reservists, and surviving spouses to afford the homes they deserve. The Department of the Veterans Affairs determines the eligibility dependent upon the length and type of service by the service member.
Adjustable Rate Mortgage (ARM)
ARM loan are loans based upon market indexes that become adjustable after a fixed rate period between 5, 7 or 10 years. The interest rate could go up or down dependent upon the market factors. Typically starting ARM rates can be lower than traditional fixed rate mortgages.
Downpayment Assistance
Are you a homeowner in search of the perfect home, but are confused about the different options available when it comes to home financing?
About Us
GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years.
Loan Products
Contact one of our experienced Loan Professionals today to find out more about how GEM Mortgage can help choose the perfect home loan option for your financing needs.
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844-959-0618
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Write to us at:
Golden Empire Mortgage, Inc.
ATTN: CCPA Clerk
2659 Townsgate Road, Suite 236
Westlake Village, CA 91361
Mortgage Calculators
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What they're saying about GEM...
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Heather went above and beyond when helping us find and fund a house. Cannot recommend her and her team's services enough. My wife and I are very thankful for her guidance.Ian Wells
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Hank Greenberg at Golden Empire in San Dimas has successfully handled purchases and refis for my clients quickly and efficiently He consistently provides excellent service, combining professionalism with a personable approach that makes the process smooth and stress free. I highly recommend him fo ...Debbie Meyers
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She was very informative and answered allCristina Rios
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En minpersona lo genial fue el gran respeto que le tienen a su trabajo son un muy buen equipo muy ordenados responden todo lo que uno les preguntan son patients educados y muy responsibles un muy buen equipo de trabajoVictor Perez Hernandez
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Su calidez humana el trato excepcional, me sentí cobijada todo el proceso muchas gracias. Son personas muy lindasMaria Bracamontes Castro
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The attention to deatail and making sure I knew where we were at every point of the processAlexandro Suarez
4.94
