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FHA Mortgage
Many first time homeowners are choosing to consider FHA insured loan programs which can permit an easier time to qualify for a mortgage loan with as little as 3.5% down payment limiting your upfront costs.
Conventional Fixed Rate Mortgage
Conventional fixed rate loans are offered up to a 30 year term and are made available through government sponsored organizations known as Fannie Mae and Freddie Mac. The fixed rate and payments are fixed for the life of the loan dependent upon the term selected.
VA Home Mortgages
VA homes are available to help veterans, active duty military, National Guard, reservists, and surviving spouses to afford the homes they deserve. The Department of the Veterans Affairs determines the eligibility dependent upon the length and type of service by the service member.
Adjustable Rate Mortgage (ARM)
ARM loan are loans based upon market indexes that become adjustable after a fixed rate period between 5, 7 or 10 years. The interest rate could go up or down dependent upon the market factors. Typically starting ARM rates can be lower than traditional fixed rate mortgages.
Downpayment Assistance
Are you a homeowner in search of the perfect home, but are confused about the different options available when it comes to home financing?
About Us
GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years.
Loan Products
Contact one of our experienced Loan Professionals today to find out more about how GEM Mortgage can help choose the perfect home loan option for your financing needs.
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Under the California Consumer Privacy Act, you have the right to request that Golden Empire Mortgage, Inc. not sell your personal information.
You can make that request in one of three different ways.
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844-959-0618
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Write to us at:
Golden Empire Mortgage, Inc.
ATTN: CCPA Clerk
2659 Townsgate Road, Suite 236
Westlake Village, CA 91361
Mortgage Calculators
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What they're saying about GEM...
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Very informative and availabl.Enrique Soltero
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The team was professional, responsive, and made the entire mortgage process smooth and stress-free. They kept me informed every step of the way, answered all of my questions promptly, and made the experience easy from start to finish. I truly appreciate their excellent service and would highly recom ...Salvador
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The team was professional, responsive, and made the entire mortgage process smooth and stress-free. They kept me informed every step of the way, answered all of my questions promptly, and made the experience easy from start to finish. I truly appreciate their excellent service and would highly recom ...Salvador Meza Ramirez
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Our experience was great due to the people involved and their level of care and experience. They helped answer any questions or concerns we had. They made our process be as easy as it could be. They truly care about their clients and it shows. We are so hap ...Yoamali Moreno
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Thank you so much it was a pleasureJade Wakefield
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Very pleasant to work with. Kept us informed of the status throughout the entire process. explained all steps in detailCarmen Del Rivero
4.94
