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FHA Mortgage
Many first time homeowners are choosing to consider FHA insured loan programs which can permit an easier time to qualify for a mortgage loan with as little as 3.5% down payment limiting your upfront costs.
Conventional Fixed Rate Mortgage
Conventional fixed rate loans are offered up to a 30 year term and are made available through government sponsored organizations known as Fannie Mae and Freddie Mac. The fixed rate and payments are fixed for the life of the loan dependent upon the term selected.
VA Home Mortgages
VA homes are available to help veterans, active duty military, National Guard, reservists, and surviving spouses to afford the homes they deserve. The Department of the Veterans Affairs determines the eligibility dependent upon the length and type of service by the service member.
Adjustable Rate Mortgage (ARM)
ARM loan are loans based upon market indexes that become adjustable after a fixed rate period between 5, 7 or 10 years. The interest rate could go up or down dependent upon the market factors. Typically starting ARM rates can be lower than traditional fixed rate mortgages.
Downpayment Assistance
Are you a homeowner in search of the perfect home, but are confused about the different options available when it comes to home financing?
About Us
GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years.
Loan Products
Contact one of our experienced Loan Professionals today to find out more about how GEM Mortgage can help choose the perfect home loan option for your financing needs.
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844-959-0618
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Write to us at:
Golden Empire Mortgage, Inc.
ATTN: CCPA Clerk
2659 Townsgate Road, Suite 236
Westlake Village, CA 91361
Mortgage Calculators
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Monthly Payment
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Refinance
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Affordability
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What they're saying about GEM...
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Peter Houck
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Michael’s communication was incredible; he answered my texts, calls, and emails instantly every single time! I have never experienced service where waiting for a response took only seconds. The entire process went smoothly and efficiently. Michael truly cares about his clients and looks out for your ...Rosalyn Herrera
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Greg is always helpful, knowedgable, and reliable.Roxie Highfield
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John and his team were absolutely amazing to work with. They were incredibly responsive, quick to answer every question, and highly professional throughout the entire process. They kept me informed every step of the way, followed through on everything they promised, and made the experience smooth an ...Dominick Tousignant
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John and his team were awesome to work with. They were on top of everything and very responsive to any questions. I highly recommend them for anyone looking for a home loan.Peter Houck
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Good atentionDiana Hernandez
4.94
