Our Products
Ask Gem
Contact Us
FHA Mortgage
Many first time homeowners are choosing to consider FHA insured loan programs which can permit an easier time to qualify for a mortgage loan with as little as 3.5% down payment limiting your upfront costs.
Conventional Fixed Rate Mortgage
Conventional fixed rate loans are offered up to a 30 year term and are made available through government sponsored organizations known as Fannie Mae and Freddie Mac. The fixed rate and payments are fixed for the life of the loan dependent upon the term selected.
VA Home Mortgages
VA homes are available to help veterans, active duty military, National Guard, reservists, and surviving spouses to afford the homes they deserve. The Department of the Veterans Affairs determines the eligibility dependent upon the length and type of service by the service member.
Adjustable Rate Mortgage (ARM)
ARM loan are loans based upon market indexes that become adjustable after a fixed rate period between 5, 7 or 10 years. The interest rate could go up or down dependent upon the market factors. Typically starting ARM rates can be lower than traditional fixed rate mortgages.
Downpayment Assistance
Are you a homeowner in search of the perfect home, but are confused about the different options available when it comes to home financing?
About Us
GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years.
Loan Products
Contact one of our experienced Loan Professionals today to find out more about how GEM Mortgage can help choose the perfect home loan option for your financing needs.
Didn't Find an Answer?
We know that it isn't easy to find your answers at once. Reach out to us by filling this form and we will reach back in 24 hours.
Under the California Consumer Privacy Act, you have the right to request that Golden Empire Mortgage, Inc. not sell your personal information.
You can make that request in one of three different ways.
You can:
Call us toll free at:
844-959-0618
Submit your request to us electronically by clicking the button below.
Write to us at:
Golden Empire Mortgage, Inc.
ATTN: CCPA Clerk
2659 Townsgate Road, Suite 236
Westlake Village, CA 91361
Mortgage Calculators
-
Monthly Payment
This calculator computes the payments of principal and interest based upon a home price, down payment and other factors.
-
Refinance
Compare different mortgage terms and calculate your refinance savings.
-
Affordability
This calculator computes the finance amount, based upon income, expenses, credit rating and other factors to determine how much home can I afford.
What they're saying about GEM...
-
Scott was very helpful with every step and if I needed anything! Would highly recommend!Giancarlo Malerba
-
evening gratefulGerman Garcia Saucedo
-
I had an excellent experience with Rene. He is very professional and polite, expertly guiding me through the process and providing regular updates. Thanks to him, my husband and I could focus completely on buying our dream home. I sincerely appreciate Rene's kindness to our family.Jacqueline Arias
-
Dan and his team have the best combination of talent, experience, attitude, and overall ability to lead a first time home buyer through the rigorous process of acquiring a home in this time and economy.Thomas Miller
-
Daniel and Courtney made ghe whole process smooth and easy. Their prompt and clear responses kept the process moving through a very fast escrow process. I can't recommend them and their service enough.Trevor Wimmer
-
I had a great experience working with Heather and Claudia throughout my transaction. The entire team was very communicative and kept me abreast of any upcoming challenges. They worked with me and told me what I needed to do to get myself in position to try to capture the best rate in today's market, ...Claudia Alvarez
4.94
