See What Our Customers Are Saying

Reviewed by xJohnx for Silverio Garcia
If you’re in the market for a reputable and trustworthy lender, I recommend GEM (Golden Empire Mortgage). I recently purchased a home in the North Oxnard, CA area. As a Veteran I was very lucky to have worked with Silverio Garcia and his team in obtaining a VA loan. This was after 2 other lenders informed me that I would not qualify for a VA loan. Silverio was of course highly recommended by my Realtor (Yolanda Castro). He is honest and made me feel at ease since day 1. You can literally contact him anytime and get a reply right away. He clearly explained, answered all my questions and provided additional helpful information. The VA loan process smoothly closed in less than the amount of time I anticipated. Many thanks to Silverio Garcia and his team of professionals.
Reviewed by zuser20170519204727552 for Tiffany Grantham
My fiancé and I are first time homebuyers and found Tiffany through Zillow. Tiffany answered all of my questions promptly, worked with my hectic schedule, and was incredibly nice! Tiffany made the process so much easier as she kept me updated each step of the way and checked in with me frequently! I would recommend Tiffany at Gem Mortgage to anyone and everyone. I couldn't possibly be any happier with her work.
Reviewed by vssfrank9076 for Mike Berrios
I had recently been in a home purchase transactions where my previous lender I found was not able to perform and Sellers backed out on me at the last minute and was not able to purchase the home I wanted. It was the worst experience ever. Then I found Mike and his Team, they offered me great service and where very knowledgeable about my home purchase. They stepped in and helped me find the right home for me great rate and easy financing. They guided me throughout the whole process and was always communicated through email, phone, text or portal. Now that’s great communication! I finally closed my loan and about to celebrate my 1st year as a first-time home buyer thanks to Mike and his Team! I would recommend Mike Berrios Team to anyone. Thank you for the great service you have provided. FD Perris, Ca
Reviewed by BrittneyGage19 for Terry Bleecker
Terry is genuinely the BEST guy to help you with all of your mortgage needs! My husband & I purchased our first home last year and then just recently refinanced for a better rate. Both done through Terry, and the process was SO smooth. I totally felt that our best interest was ALWAYS the highest priority. And there was never any pressure to commit to anything we didn't feel comfortable with, which was very important to us. If you're looking for help with your mortgage, or buying a new home, look no further. Terry is definitely your guy!!!
Reviewed by accounts63 for Todd Iles
We've worked with Todd and his staff a few times and each time they have made is a smooth process. They have kept us in the loop throughout each process with constant updates. He's very knowledgeable in the industry and is always looking out for the clients. He'll tell you when something isn't a good idea. We highly recommend Todd and Plaza Residential Mortgage to all of our friends and family.
Reviewed by doradomiguel for Mike Berrios
The team did a amazing job helping me with my home purchase answer all my questions I had regarding my loan thank you guys will definitely will recommend to family and friends.
Reviewed by needg06 for Jonathan Ferrell
John has been with me for three different house purchase and sales, he is very knowledgeable and very responsive. He has always been upfront with whats needed to qualify and gives honest feed back, very awesome to work with. i wouldn't use another loan vendor.
Reviewed by mpiste31 for Silverio Garcia
Silverio was very helpful in our journey to owning our first home. He was always available to answer any questions and helped us every step of the way.
Reviewed by rodriguezs 2008 for Mike Berrios
This was our first time purchasing a house and the whole team at integrity home finance made this experience very exciting for us, they were all very knowledgeable and were always available for any questions we had, everything went very smoothly and I couldn't be any happier!! If your looking to purchase a home you will not be disappointed with this team!!
Reviewed by topavnotary for Tiffany Grantham
There are many decisions to be made when purchasing a home. One of those big decisions is what Lender to choose. With Tiffany Grantham at Golden Empire Mortgage I got a competitive rate & Excellent service thru out the process. There were several things that came up however Tiffany always made me feel that she was on top of it & I have to say she sure was. My only regret is not relaxing more & just letting her handle it. Most important is that I felt as if I actually mattered & that I wasn't just another loan to close.
Reviewed by tkersanty for Tiffany Grantham
I loved working with Tiffany. She has such a great and unique personality about her. Tiffany has the perfect combination of professionalism and making me feel like she actually cares about my personal situation. She handled my loan with grace and finesse. I also loved her sense of humor. Tiffany is so down to earth and I will be recommending her to all of my friends who are in need of this similar type of situation. Her company is very lucky to have an amazing employee like her. Thank you so much Tiffany for doing what you do!!
Reviewed by aallen1147 for Mike Berrios
Mike and the team were very great throughout the entire loan process. They all had the buyer in their best interest at all times. The lenders explained everything until I completed understanded it and never seemed to get frustrated with the random questions I would ask. I would recommend anyone to Intergrity for their professionalism and tasks completed in a timely manner.
Reviewed by martinezpearl for Tiffany Grantham
Tiffany has been amazing, she was very helpful and anything we need she was there. She is always so sweet. She always picked up her phone to us and always called right back if needed. I was recommend Tiffany to all my friends and family. :)
Reviewed by prieto5 for Tiffany Grantham
Tiffany Grantham not only provided a concise, thorough, professional, and well thought out refinance or us but kept EACH & EVERY simple and easy to understand. Her knowledge and ability to "hear our needs and goal" was like no other. The experience, from start to finish, was made simple and provide as sense of security, reassurance, was quickly and firmly executed. We will NO OTHER when purchasing our next home and have confidently referred her to over a dozen family, friends, and business acquaintances.
Reviewed by steelers4cindy for Manuel Corral
I never thought that I could **own** a house in SoCal because of the insane expensive housing market here. And, I didn't have the strongest credit history. Not a lot of money to put down. Basically everything stacked against me. But. A personal friend and mentor recommended Manuel and I decided that it couldn't hurt to meet with him. I have a great job, and a little money to put down. Manny ran some numbers and immediately approved me. He recommended a realtor. I put my trust in him, and literally 40 days later, I closed escrow on my first house ever. The team at GEM Mortgage was friendly, knowledgeable, efficient, kind, patient, smart, and helped guide me through the entire process. They truly cared about me, my fears, my journey, and my results. I ***highly*** recommend. Whether you've bought and sold several properties or are thinking about trying for your first. Call Manny. Meet with Manny. Trust Manny. I promise, you won't go wrong.
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